Kmart has brought back the popular Layaway program for this holiday season and for a limited time you can start a Layaway and not have to pay the service fee!
From now until 11/17/12 the $5 service fee will be waived when you put items into Layaway. You do need to make bi-weekly payments and commit to an 8 week contract or 12 week contract (12 week contract is only available for orders of $300 or more). For all the details on the Kmart Layaway Program go here.
Layaway is a great way to pay for the holiday gifts over time. It is much better than buying on credit because you do not pay any interest!