Your credit score – do you know what it is? Credit scores are tracked by 3 major companies and typically when you apply for a loan or line of credit the lender averages the scores from all 3 companies to determine your credit score.
Did you know that you can check your credit score for free? And it is easy to do with Credit Karma. I just checked mine and it took less than 2 minutes!
It really is free, you are not required to join any monitoring site or apply for any credit card. It is 100% free.
It’s always good to check your credit score/report at least one time per year to make sure nothing is appearing on there that shouldn’t be. Mistakes happen, and you don’t want to find out about them when you are in the middle of applying for that mortgage or new car loan. Be proactive and watch your credit report/score yourself. Take control of your financial future.