Yesterday the propane tank was filled and no one panicked. We live in a rural area (not for much longer, but the big move is a whole different story). Our forced air furnace runs on propane and several times a year the tanks need to be filled. We have a big tank that feeds our […]
Will You Be Paying Cash for Christmas?
October 23, 2017 by
Will you be paying cash for Christmas this year? I just happened to see that Christmas is a measly 60 some days away! What do I mean by paying cash for Christmas? I mean will you be able to buy all your holiday gifts & buy all the food and beverages needed for your holiday […]
Budgeting Works – Why We Didn’t Mind Getting This $1200 Bill
July 27, 2017 by
Here I go again, taking a moment to tell you (again) that budgeting works. We just received our semi-annual bill for our auto insurance via email and the amount due isn’t small change. It is over $1200, which I am sure is similar to what many of you pay to insure your automobiles. Insurance is […]
Bank Day For New Monthly Budget – How We Do It
June 30, 2017 by
Today is bank day for new monthly budget for July. Since taking Financial Peace University over a year ago we have stuck with the monthly budgeting system Dave Ramsey teaches in the class. It was a little odd to get used to at first, because we never (ever) used cash. Sixteen months after finishing the […]
Can You Get Two Months Free Homeowners Insurance? We Did!
March 24, 2017 by
Imagine two months free homeowners insurance. Let me explain….I’ve never been happy to get a bill in the mail (or in my email inbox), especially a bill that is over $1000. Until now. Maybe happy is the wrong word; maybe confident is better. Now that we are one plus year into our life changing ways […]
One Year Since We Graduated Financial Peace University – Here Is Our Update
March 10, 2017 by
The other day I glanced on the fridge (where we proudly have our completion certificate) and realized it has been one year since we have graduated from Financial Peace University. One year already. When we first started our journey on Financial Peace and decided to learn all about Dave Ramsey’s method for handling money we […]
The First Time We’ve Ever Felt This Way About a Tax Bill
July 26, 2016 by
For many of you we know that twice a year you get a tax bill in the mail for your property taxes if you own a home. In Michigan our property tax bills are split into a Summer and a Winter tax bill. A few weeks ago our Summer property tax bill arrived in the […]
Week 7 of Financial Peace University – Our Takeaway (FPU)
March 16, 2016 by
During week 7 of Financial Peace University, or FPU as it is commonly known, we learned so very much. Honestly, we are loving our time spent in class and are amazed at how quickly the 9 weeks are going by. This coming week is our last class already! I think because we are enjoying it […]
Our Thoughts on FPU Week 3
February 5, 2016 by
Our FPU week 3 class was so very interesting – probably the best class so far in the 9 week lesson plan. This week was focused on cash flow planning which is a fancy term for budgeting. FPU Week 3 Dave is adamant that you must work off a a budget so that you tell […]
Create a Budget You Can Stick To & Gain Financial Control
February 6, 2013 by
Are you in control of your finances? Really in control meaning your are on top of your expenses and your income? Would you like a free tool to help create a budget you can stick to? LearnVest makes it easy to get your financial life in control and organized for free. Get a budget you […]
